Maki Law Firm, LLC

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What ever your level of need, we can help. And as a single-attorney firm, you are guaranteed a level of personal service beyond that of most other firms - you will speak with an actual attorney rather than passingmessages through paralegals, legal assistants, etc. Additionally, with a small staff we can assure the lowest rates (payments plans available; ability to pay always considered; FREE CONSULTATIONS)

Considering Bankruptcy in these economic times shouldn't be your last resort, in fact, formany it is their best option. There are 2types of bankruptcy for the average consumer: Chapter 7 and Chapter 13

-Chapter 7: typically known as a "liquidation" bankruptcy, which literally means that you sell off property that is not "exempt" (most typicalpersonal property is exempt)to cover as much of the debt as possible, but at the same time leaving youwith enoughpropertyfor you to start all over again financially. However, inmanyCh.7 cases, most of the debtors property can be claimed as exempt - therefore, little (often none) of the debtors property is actually taken and/or liquidated.
-Chapter 13: typically know as a "reorganization" or "Wage Earner's" bankruptcy. Here, the debtor is allowed to basically consolidate all debts and develop a repaymentplan over 3-5 years. A very powerful tool for stopping a home foreclosure or automobile repossession.
-BOTH Chapter 7 and 13: one of the most significant benefits of filing either type of bankruptcy is the protection of the automatic stay. In most cases, as soon as a bankruptcy case is filed, all attempts to collect the listed debts must stop. That means no more letters andno more phone calls from creditors looking to collect, and foreclosure andrepossession actionsmust stop (and in some cases, property already foreclosed on or repossessed can be recovered).
Please feel free to Contact Usto provide us with details regarding your situation, additional contact information is listed below.

Get started on the road to a financial "fresh start" by printing off and working on our Bankruptcy Client Questionaire today! The questionaire seem a bit overwhelming, but feel free to contact us with any questions and we will do our best to assist you.

-Other Consumer Credit issues: (In case bankruptcy is not your best option)-Did you know there are special laws for active duty military? Including credit card
companies requirement to lower interest rate while you or your spouse is on combat
deployment (or possibly defer payments until your/their return).

-Premises liability-Many other areas depending on various factors, contact us to find out!

Also, please feel free to browse our sitefor further information about us, and links to helpful free resources.

ALL INITIAL CONSULTATIONS ARE FREE! Payment plans available! We look forward to helpingYou!