American State Bank of Erskine

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Welcome To American State Bank’s web site!
We think you will find valuable information about our products and services. We invite you to enroll in Free Internet Banking when you have an account with American State Bank. You can have access to your account information 24 hours a day 7 days a week.
We have enlisted the help of FundsXpress as our Internet Banking service provider. This allows us to provide you with a high quality of service as they support our staff in assisting you. We have access to their knowledge of technology, compliance issues and security for internet banking. With their guidance, we have taken every precaution and are confident that your account information is secure. American State Bank is committed to maintain the highest standard of computer technology to safeguard your personal information.

Online BillPay service FREE for 90 days!
Try online BillPay free. After the 90 day introductory offer, you only pay $5.95 per month for up to 15 transactions. Click on our DEMO under the “Online Access” area, to see how easy BillPay can be...

Unlawful Internet Gambling Enforcement Act (UIGEA)
The UIGEA, signed into law in 2006, prohibits any person engaged in the business of betting or wagering (as defined in the Act) from knowingly accepting payments in connection with the participation of another person in unlawful internet gambling. The Department of Treasury and the Federal Reserve Board have issued a joint final rule, Regulation GG, to implement this Act.
As defined in Regulation GG, unlawful internet gambling means to "place, receive or otherwise knowingly transmit a bet or wager by any means which involves the use, at least in part, of the internet where such bet or wager is unlawful under any applicable Federal or State law in the State or Tribal lands in which the bet or wager is initiated, received or otherwise made."
As a customer of American State Bank, these restricted transactions are prohibited from being processed through your account or banking relationship with us. If you do engage in an internet gambling business and open a new account with us, we will ask that you provide evidence of your legal capacity to do so.
Please see one of our Operations staff if you would like additional information on UIGEA or Regulation GG.

American State Bank of Erskine is participating in the FDIC's Transaction Account Guarantee Program. Under that program, through December 31, 2010, all noninterest-bearing transaction accounts with American State Bank of Erskine are fully guaranteed by the FDIC for the entire amount in the account. This insurance is in addition to and separate from the coverage available under the FDIC's general deposit insurance rules.