Farmers & Merchants State Bank

Information may not be reliable

Welcome to Farmers & Merchants State Bank New York Mills, MN
We're there with you...every step of the way!

Go through your wallet, purse and/or briefcase and remove any of the following items prior to travel:

Minimize number of credit cards in wallet. No more than two (2).
Place all the removed items above into a locked safe.
Pay bills before you go out of town.
Place mail on "postal hold" with the Post Office. Arrange so mail may only be picked up by you and request that identification must be shown to receive held mail.
Stop delivery of newspapers or any other items you may normally have delivered (water, automatically scheduled deliveries of products, etc).
Make copies of your itinerary, passport data page, visas and driver's license to leave with designated emergency contact.
Notify a neighbor to watch your house. Let them know you are not moving.

Lock up all your valuables in room safes or hotel safe while you are out of the room. (This includes jewelry, laptops, passports and any other important documents)
Heighten your awareness of people and crowds around you - pickpockets thrive in most major cities.
Be aware of your surroundings at all times - shoulder surfing is a viable method of obtaining personal information when you least suspect it.
Don't take anything in your wallet that is not absolutely necessary.
Do not place purse, belongings or purchases on the floor in a public restroom. Also, do not hang these items on the hook on the door. It is also recommended that you not leave your purse on the floor or on an empty chair.

Source: Identity Theft Resource Center, www.idtheftcenter.org

FDIC INSURANCE INFORMATION! Farmers & Merchants State Bank is participating in the FDIC's Transaction Account Guarantee Program. Under that program, through December 31, 2010, all non-interest bearing transaction accounts (including our NOW checking accounts) are fully guaranteed by the FDIC for the entire amount in the account. Coverage under the Transaction Account Guarantee Program is in addition to and separate from the coverage available under the FDIC's general deposit insurance rules.
Please also note: Deposits at FDIC-insured institutions are now insured up to at least $250,000 per depositor through December 31, 2013. On January 1, 2014, the standard insurance amount will return to $100,000 per depositor for all account categories except for IRAs and other certain retirement accounts which will remain at $250,000 per depositor.

Thank you for choosing Farmers & Merchants State Bank. We want to let you know how much we appreciate you and thank you for the confidence you place in us. As we move into the future and towards 100 years of service, we will continue to help you achieve your dreams...EVERY STEP OF THE WAY!

ADDRESS: 11 NORTH WALKER P O BOX 278 NEW YORK MILLS, MN 56567
BUSINESS HOURS LOBBY: 8:30am - 4:30pm WALKUP & DRIVEUP: 8:00am - 5:00pm *Saturday 8:30 - 11:30am
PHONE NUMBERS: 218-385-2300 TELEPHONE 218-385-9303 FAX 800-469-0055 TELEBANC