Falck Financial Services

Information may not be reliable

The Fed: A Driving Force on the Economic Scene
Understanding Interest Rates and Your Financial Situation
Understanding the Consumer Price Index
Applying for Federal Aid for College
Education: One of the Best Investments Youll Ever Make
From a Step Up to a Step Back: The Return of Carryover Basis in 2010
Securing Future Care with Special Needs Trusts
The Role of Estate Executor
Guardianship for Your ChildrenA Look at the Issues
Long-Term Care Insurance Provides Relief for Caregivers
Glossary of Financial Terms A-L
Glossary of Financial Terms M-Z
"Living Value"The Other Side of Life Insurance
COBRA: Continuing Health Care Coverage after Employment Ceases
Preparing for Long-Term Care
Protect Yourself with Disability Income Insurance
Who Needs Disability Income Insurance?
ID TheftHow Does It Happen?

Where Does All the Money Go?
Getting to the Bottom of Inherited IRAs
Roth IRA Conversions Available for Higher Income Taxpayers
Stretching an IRA into Future Generations
Taxes and Your Retirement Destination

Welcome to the Falck Financial Services!

The financial landscape is one of constant change. I like to think that financial planning is not a "static", one time event, but a process that changes and evolves over time. Although we work hard to plan for anticipated life events such as retirement, college education or saving for a major purchase, life has a way of presenting opportunities and obstacles that are unforeseen. Helping clients take on the foreseen and unforeseen is one of our firm's goals. Falck Financial Services is an independent financial planning firm committed to helping our clients improve their long term financial success.

By providing informative articles on planning topics, a variety of financial calculators for at home research, market quotes and news, as well as links to other sites of interest, we hope this website will be of service to you.

If you have any comments or questions, please feel free to contact us. Thanks!

Richard J. Falck, CFP, ChFC, CLU, MBA

This site has been published in the United States for residents of the United States. The entire site has been prepared solely for informational purposes, and it is not an offer to buy or sell or a solicitation of an offer to buy or sell any security or instrument or to participate in any particular trading strategy.

509 Professional DriveP.O. Box 530

Richard Falck does not provide legal or tax advice. These topics are discussed in conjunction with your CPA, Tax Advisor and Attorney.

Securities offered through First Heartland Capital, Inc.,
Member FINRA & SIPC.
Advisory Services offered through First Heartland Consultants, Inc.
1839 Lake St. Louis Blvd., Lake St. Louis, MO 63367 (636) 625-0900