Countrywide Home Loans

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Integrity is the cornerstone of my business. I believe a mortgage should be about building relationships, and helping my customers achieve their home financing goals, not just a transaction. As a Bank of America Mortgage Loan Officer, I take a consultative approach to the home loan process by customizing each home financing solution to help customers achieve their home financial goals. Many loan officers can get you a loan. My mission is to get you the right loan.

Welcome to Bank of America Home Loans, my name is Timothy Smith. As a Mortgage Loan Officer, I have a wide range of mortgage choices, competitive rates and flexible terms and conditions, as well as online tools, so you can find the mortgage solution that best fits your needs. Get Prequalified.

During my 10 years of experience in the mortgage industry, I have shared my expertise to personally assist hundreds of families with responsible and affordable home financing. I have an extensive background assisting first time homebuyers, high net worth borrowers, low-to-moderate income borrowers, self-employed borrowers, investment borrowers and our local heroes: Police, Firefighters, Teachers and Medical workers and a great deal of experience in:

I have a degree in psychology from Saint Johns University.

I contribute my time to the community by supporting: Homebuyer Assistance Classes.

Contact me today and lets get started on achieving your home financing goals.